Temporary Housing for Insurance Claims

Temporary housing for an insurance claim is short- or extended-term accommodation used when a covered property loss makes a home temporarily uninhabitable. Depending on the claim and policy, it may include a hotel initially and furnished housing for a longer displacement.

Many homeowners policies include Additional Living Expense (ALE) coverage for eligible costs when a covered loss makes the home uninhabitable. Coverage varies by policy, claim, limits, and circumstances. Confirm your available benefits and approval requirements with your insurance carrier or adjuster.

Some renters insurance policies also include loss-of-use or additional living expense coverage after a covered loss. The amount and conditions vary, so the policyholder should confirm coverage with the insurer or claim representative.

StayNarami primarily serves temporary housing needs lasting 30 days or longer. The actual stay depends on the housing arrangement, availability, claim approval, and how long the home is expected to remain uninhabitable.

Yes. Tell us the preferred area and any location priorities. We will use those details during the housing search, although exact location and proximity depend on available inventory.

Pet-friendly housing can be included as a requirement. Provide the number, type, and size of pets when submitting your request. Pet acceptance, deposits, fees, and restrictions depend on the specific property.

Yes. Household size and bedroom requirements are part of the housing request. We will search based on those needs and the inventory available in the requested market.

Yes. Include important requirements when you submit the request. We will consider them during sourcing, but specific features are subject to property availability and any applicable housing approval.

That depends on how your claim is being handled. If insurance will be paying or reimbursing the temporary housing, confirm the carrier's approval process, limits, and documentation requirements before committing to a property.

Timing depends on the location, dates, household requirements, budget or approved housing amount, and available inventory. Submit the request as soon as you know you will need longer-term housing so our team can begin evaluating options.

Provide the location needed, number of occupants, desired move-in date, expected length of stay, monthly budget or approved housing amount if known, bedroom and bathroom needs, pets, parking, accessibility needs, and any other requirement that is important to the household.